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Chino Commercial Bank, N.A.

Chino, CA · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Chino Commercial Bank, N.A. is a bank based in Chino, California, established in 2000, with $466 million in total assets across 5 branches. By Trust Grade it ranks 30th of 117 banks we track in California. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Chino Commercial Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$465.8M
$100M–1B institution
Deposits
$388.1M
Branches
5
Capital ratio
11.9%
Top 28% of $100M–1B peers · California median 11.7%
Return on assets
1.5%
Top 31% of $100M–1B peers · California median 1.14%
Rank in California
#30
of 117 banks

How Chino Commercial Bank, N.A. compares to California peers

Capital ratio
Top 28% of $100M–1B peers
Chino Commercial
11.9%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $100M–1B peers
Chino Commercial
1.5%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Chino Commercial Bank, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.9% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chino Commercial Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 1551 S Grove Ave, Ontario, CA 91761
  • 8229 Rochester Ave, Rancho Cucamonga, CA 91730
  • 300 N Mountain Ave, Upland, CA 91786
  • 1035 Montecito Drive, Corona, CA 92879
  • 14245 Pipeline Ave, Chino, CA 91710

Are deposits at Chino Commercial Bank, N.A. insured?

Yes. Chino Commercial Bank, N.A. is an FDIC-insured bank (FDIC certificate #35366). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chino Commercial Bank, N.A.: frequently asked questions

Is Chino Commercial Bank, N.A. a good bank?

Chino Commercial Bank, N.A. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.52%).

Is Chino Commercial Bank, N.A. FDIC-insured?

Yes. Chino Commercial Bank, N.A. is a FDIC-insured bank (FDIC certificate #35366). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Chino Commercial Bank, N.A.?

Chino Commercial Bank, N.A. holds $466 million in total assets, ranking 30th of 117 banks we track in California. It operates 5 branches.

Does Chino Commercial Bank, N.A. have CFPB complaints?

No CFPB complaints against Chino Commercial Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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