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Pacific Alliance Bank

San Gabriel, CA · Est. 2006 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pacific Alliance Bank is a bank based in San Gabriel, California, established in 2006, with $451 million in total assets across 3 branches. By Trust Grade it ranks 46th of 117 banks we track in California. Its capital ratio of 13.0% is stronger than 80% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 2.32% return on assets. No consumer complaints against Pacific Alliance Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$450.7M
$100M–1B institution
Deposits
$366.5M
Branches
3
Capital ratio
13.0%
Top 20% of $100M–1B peers · California median 11.7%
Return on assets
2.3%
Top 7% of $100M–1B peers · California median 1.14%
Rank in California
#46
of 117 banks

How Pacific Alliance Bank compares to California peers

Capital ratio
Top 20% of $100M–1B peers
Pacific Alliance
13.0%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Pacific Alliance
2.3%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Pacific Alliance Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 2.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pacific Alliance Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 641 W Las Tunas Dr, San Gabriel, CA 91776
  • 18906 Gale Ave, Rowland Heights, CA 91748
  • 4520 Barranca Pkwy, Irvine, CA 92604

Are deposits at Pacific Alliance Bank insured?

Yes. Pacific Alliance Bank is an FDIC-insured bank (FDIC certificate #58234). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pacific Alliance Bank: frequently asked questions

Is Pacific Alliance Bank a good bank?

Pacific Alliance Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 2.32%).

Is Pacific Alliance Bank FDIC-insured?

Yes. Pacific Alliance Bank is a FDIC-insured bank (FDIC certificate #58234). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pacific Alliance Bank?

Pacific Alliance Bank holds $451 million in total assets, ranking 46th of 117 banks we track in California. It operates 3 branches.

Does Pacific Alliance Bank have CFPB complaints?

No CFPB complaints against Pacific Alliance Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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