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High Country Bank

Salida, CO · Est. 1886 · Website ↗
95/ 100
Trust Grade
Excellent
95 out of 100

High Country Bank is a bank based in Salida, Colorado, established in 1886, with $524 million in total assets across 5 branches. By Trust Grade it ranks 36th of 64 banks we track in Colorado. Its capital ratio of 9.3% trails most similarly sized banks (34th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against High Country Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$524.1M
$100M–1B institution
Deposits
$438.1M
Branches
5
Capital ratio
9.3%
Bottom 34% of $100M–1B peers · Colorado median 10.8%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#36
of 64 banks

How High Country Bank compares to Colorado peers

Capital ratio
Bottom 34% of $100M–1B peers
High Country
9.3%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
High Country
1.1%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded High Country Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for High Country Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 516 Us Highway 24 N, Buena Vista, CO 81211
  • 7360 W Us Highway 50, Salida, CO 81201
  • 130 W 2nd St, Salida, CO 81201
  • 150 N Raynolds Ave, Canon City, CO 81212
  • 110 Main St Ste 400, Longmont, CO 80501

Are deposits at High Country Bank insured?

Yes. High Country Bank is an FDIC-insured bank (FDIC certificate #29783). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

High Country Bank: frequently asked questions

Is High Country Bank a good bank?

High Country Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.06%).

Is High Country Bank FDIC-insured?

Yes. High Country Bank is a FDIC-insured bank (FDIC certificate #29783). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is High Country Bank?

High Country Bank holds $524 million in total assets, ranking 36th of 64 banks we track in Colorado. It operates 5 branches.

Does High Country Bank have CFPB complaints?

No CFPB complaints against High Country Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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