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Points West Community Bank

Windsor, CO · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Points West Community Bank is a bank based in Windsor, Colorado, established in 1906, with $856 million in total assets across 21 branches. By Trust Grade it ranks 44th of 64 banks we track in Colorado. Its capital ratio of 8.1% trails most similarly sized banks (17th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.51% return on assets. No consumer complaints against Points West Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$855.9M
$100M–1B institution
Deposits
$763.6M
Branches
21
Capital ratio
8.1%
Bottom 17% of $100M–1B peers · Colorado median 10.8%
Return on assets
1.5%
Top 32% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#44
of 64 banks

How Points West Community Bank compares to Colorado peers

Capital ratio
Bottom 17% of $100M–1B peers
Points West
8.1%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
Points West
1.5%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Points West Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.1% capital ratio)
  • Strongly profitable (ROA 1.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Points West Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (21)

  • 128 S Colorado Ave, Haxtun, CO 80731
  • Third And Main Streets, Lingle, WY 82223
  • 809 Illinois St, Sidney, NE 69162
  • 1291 Main St, Windsor, CO 80550
  • 205 W 2nd St, Pine Bluffs, WY 82082
  • 1632 E Richards St, Douglas, WY 82633
  • 4th And Broadway, Fullerton, NE 68638
  • 201 Chestnut Street, Kimball, NE 69145
  • 2234 Main St, Torrington, WY 82240
  • 8100 6th St, Wellington, CO 80549
  • 355 Eastman Park Dr, Windsor, CO 80550
  • 420 Glover Rd, Sidney, NE 69162
  • 6801 W 20th St, Greeley, CO 80634
  • 805 Compassion Dr, Windsor, CO 80550
  • 100 E 3rd St, Julesburg, CO 80737
  • 3227 S Timberline Rd, Fort Collins, CO 80525
  • 940 9th Ave, Greeley, CO 80631
  • 295 E 29th St, Loveland, CO 80538
  • 301 Main St, Dalton, NE 69131
  • 102 Coldwater St, Lisco, NE 69148
  • 774 2nd St, Chappell, NE 69129

Are deposits at Points West Community Bank insured?

Yes. Points West Community Bank is an FDIC-insured bank (FDIC certificate #3031). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Points West Community Bank: frequently asked questions

Is Points West Community Bank a good bank?

Points West Community Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Strongly profitable (ROA 1.51%).

Is Points West Community Bank FDIC-insured?

Yes. Points West Community Bank is a FDIC-insured bank (FDIC certificate #3031). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Points West Community Bank?

Points West Community Bank holds $856 million in total assets, ranking 44th of 64 banks we track in Colorado. It operates 21 branches.

Does Points West Community Bank have CFPB complaints?

No CFPB complaints against Points West Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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