Bank Of The Federated States Of Micronesia is a bank based in Kolonia, FM, established in 1986, with $265 million in total assets across 5 branches. Its capital ratio of 12.8% is stronger than 79% of similarly sized banks, versus a FM median of 12.8%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Bank Of The Federated States Of Micronesia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of The Federated States Of Micronesia compares to FM peers
How we graded Bank Of The Federated States Of Micronesia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Strongly profitable (ROA 1.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of The Federated States Of Micronesia over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 148 Causeway Drive, Kosrae, FM 96944
- 441 Yca Commercial Building, Yap, FM 96943
- 640 Awm Building, Chuuk, FM 96942
- 98 Kaselehlie Street, Kolonia, FM 96941
- Room 601, Sixth Floor, Mariana Business Plaza, Susupe, Saipan, MP 96950
Are deposits at Bank Of The Federated States Of Micronesia insured?
Yes. Bank Of The Federated States Of Micronesia is an FDIC-insured bank (FDIC certificate #26539). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of The Federated States Of Micronesia: frequently asked questions
Is Bank Of The Federated States Of Micronesia a good bank?
Bank Of The Federated States Of Micronesia earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.32%).
Is Bank Of The Federated States Of Micronesia FDIC-insured?
Yes. Bank Of The Federated States Of Micronesia is a FDIC-insured bank (FDIC certificate #26539). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of The Federated States Of Micronesia?
Bank Of The Federated States Of Micronesia holds $265 million in total assets, ranking 1st of 1 banks we track in FM. It operates 5 branches.
Does Bank Of The Federated States Of Micronesia have CFPB complaints?
No CFPB complaints against Bank Of The Federated States Of Micronesia appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
