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Bridge City State Bank

Bridge City, TX · Est. 1960 · Website ↗
89/ 100
Trust Grade
Strong
89 out of 100

Bridge City State Bank is a bank based in Bridge City, Texas, established in 1960, with $264 million in total assets across 3 branches. By Trust Grade it ranks 304th of 349 banks we track in Texas. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Bridge City State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$264.3M
$100M–1B institution
Deposits
$218.6M
Branches
3
Capital ratio
7.6%
Bottom 11% of $100M–1B peers · Texas median 10.9%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#304
of 349 banks

How Bridge City State Bank compares to Texas peers

Capital ratio
Bottom 11% of $100M–1B peers
Bridge City
7.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Bridge City
1.1%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bridge City State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
89/100
  • Well-capitalized (7.6% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Bridge City State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 701 W Round Bunch Rd, Bridge City, TX 77611
  • 57 Strickland Dr, Orange, TX 77630
  • 586 N Lhs Dr, Lumberton, TX 77657

Are deposits at Bridge City State Bank insured?

Yes. Bridge City State Bank is an FDIC-insured bank (FDIC certificate #18155). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bridge City State Bank: frequently asked questions

Is Bridge City State Bank a good bank?

Bridge City State Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.06%).

Is Bridge City State Bank FDIC-insured?

Yes. Bridge City State Bank is a FDIC-insured bank (FDIC certificate #18155). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bridge City State Bank?

Bridge City State Bank holds $264 million in total assets, ranking 304th of 349 banks we track in Texas. It operates 3 branches.

Does Bridge City State Bank have CFPB complaints?

No CFPB complaints against Bridge City State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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