Georgia Banking Company is a bank based in Atlanta, Georgia, established in 2001, with $2.7 billion in total assets across 10 branches. By Trust Grade it ranks 45th of 124 banks we track in Georgia. Its capital ratio of 9.9% trails most similarly sized banks (43th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Georgia Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Georgia Banking Company compares to Georgia peers
How we graded Georgia Banking Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Georgia Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 1776 Peachtree St Nw, Atlanta, GA 30309
- 1624 N Expressway, Griffin, GA 30223
- 3880 Roswell Rd Ne, Atlanta, GA 30342
- 2356 Main St, Tucker, GA 30084
- 6340 Sugarloaf Pkwy, Duluth, GA 30097
- 690 Collins Hill Rd, Lawrenceville, GA 30046
- 5225 Windward Pkwy, Alpharetta, GA 30004
- 4895 Lower Roswell Rd, Marietta, GA 30068
- 6080 Bethelview Rd, Cumming, GA 30040
- 2827 Peachtree Rd Ne, Atlanta, GA 30305
Are deposits at Georgia Banking Company insured?
Yes. Georgia Banking Company is an FDIC-insured bank (FDIC certificate #57071). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Georgia Banking Company: frequently asked questions
Is Georgia Banking Company a good bank?
Georgia Banking Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.25%).
Is Georgia Banking Company FDIC-insured?
Yes. Georgia Banking Company is a FDIC-insured bank (FDIC certificate #57071). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Georgia Banking Company?
Georgia Banking Company holds $2.7 billion in total assets, ranking 45th of 124 banks we track in Georgia. It operates 10 branches.
Does Georgia Banking Company have CFPB complaints?
No CFPB complaints against Georgia Banking Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
