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Queensborough National Bank & Trust Company

Louisville, GA · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Queensborough National Bank & Trust Company is a bank based in Louisville, Georgia, established in 1902, with $2.3 billion in total assets across 25 branches. By Trust Grade it ranks 107th of 124 banks we track in Georgia. Its capital ratio of 7.9% trails most similarly sized banks (9th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Queensborough National Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.3B
$1B–10B institution
Deposits
$2.1B
Branches
25
Capital ratio
7.9%
Bottom 9% of $1B–10B peers · Georgia median 10.5%
Return on assets
1.1%
Bottom 38% of $1B–10B peers · Georgia median 1.53%
Rank in Georgia
#107
of 124 banks

How Queensborough National Bank & Trust Company compares to Georgia peers

Capital ratio
Bottom 9% of $1B–10B peers
Queensborough National
7.9%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $1B–10B peers
Queensborough National
1.1%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Queensborough National Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.9% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Queensborough National Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (25)

  • Jones And North Railroad Streets, Midville, GA 30441
  • 113 E Broad St, Louisville, GA 30434
  • 735 E Winthrope Ave, Millen, GA 30442
  • 25 North Main Street, Wadley, GA 30477
  • 107 Us Highway 1 Byp N, Louisville, GA 30434
  • 721 N Liberty St, Waynesboro, GA 30830
  • 739 N Main St, Wrens, GA 30833
  • 202 N Harris St, Sandersville, GA 31082
  • 301 Mims Rd, Sylvania, GA 30467
  • 201 S Main St, Statesboro, GA 30458
  • 692 S Main St, Swainsboro, GA 30401
  • 4226 Columbia Rd, Martinez, GA 30907
  • 549 W Hill St, Thomson, GA 30824
  • 5049 Wrightsboro Rd, Grovetown, GA 30813
  • 2550 Tobacco Rd, Hephzibah, GA 30815
  • 4321 Washington Rd, Evans, GA 30809
  • 421 Furys Ferry Rd, Martinez, GA 30907
  • 597 S Columbia Ave, Rincon, GA 31326
  • 1450 Greene St, Augusta, GA 30901
  • 7393 Hodgson Memorial Dr, Savannah, GA 31406
  • 216 Us Highway 80 W, Savannah, GA 31408
  • 3617 Walton Way Ext, Augusta, GA 30909
  • 1559 Pooler Pkwy, Pooler, GA 31322
  • 110 W General Screven Way, Hinesville, GA 31313
  • 205 S Lewis St, Metter, GA 30439

Are deposits at Queensborough National Bank & Trust Company insured?

Yes. Queensborough National Bank & Trust Company is an FDIC-insured bank (FDIC certificate #2138). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Queensborough National Bank & Trust Company: frequently asked questions

Is Queensborough National Bank & Trust Company a good bank?

Queensborough National Bank & Trust Company earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Strongly profitable (ROA 1.06%).

Is Queensborough National Bank & Trust Company FDIC-insured?

Yes. Queensborough National Bank & Trust Company is a FDIC-insured bank (FDIC certificate #2138). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Queensborough National Bank & Trust Company?

Queensborough National Bank & Trust Company holds $2.3 billion in total assets, ranking 107th of 124 banks we track in Georgia. It operates 25 branches.

Does Queensborough National Bank & Trust Company have CFPB complaints?

No CFPB complaints against Queensborough National Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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