United Bank is a bank based in Zebulon, Georgia, established in 1905, with $2.2 billion in total assets across 18 branches. By Trust Grade it ranks 21st of 124 banks we track in Georgia. Its capital ratio of 11.2% is stronger than 66% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 2.59% return on assets. No consumer complaints against United Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bank compares to Georgia peers
How we graded United Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 2.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (18)
- 1 E Main St, Forsyth, GA 31029
- 215 N Center St, Thomaston, GA 30286
- 685 Griffin St, Zebulon, GA 30295
- 308 Thomaston St, Barnesville, GA 30204
- 435 W Williamson Rd, Williamson, GA 30292
- 625 Veterans Pkwy, Barnesville, GA 30204
- 1500 W Mcintosh Rd, Griffin, GA 30223
- 1111 Highway 19 N, Thomaston, GA 30286
- 10788 Estes Rd, Macon, GA 31210
- 4908 Bill Gardner Pkwy, Locust Grove, GA 30248
- 505 S Hill St, Griffin, GA 30224
- 61 Bullsboro Dr, Newnan, GA 30263
- 256 N Main St, Madison, GA 30650
- 7200 Highway 278 Ne, Covington, GA 30014
- 1340 W Taylor St, Griffin, GA 30223
- 150 Covington St, Jackson, GA 30233
- 2245 Highway 34 E, Newnan, GA 30265
- 33 Jones Mill Rd, Woodbury, GA 30293
Are deposits at United Bank insured?
Yes. United Bank is an FDIC-insured bank (FDIC certificate #172). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bank: frequently asked questions
Is United Bank a good bank?
United Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 2.59%).
Is United Bank FDIC-insured?
Yes. United Bank is a FDIC-insured bank (FDIC certificate #172). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bank?
United Bank holds $2.2 billion in total assets, ranking 21st of 124 banks we track in Georgia. It operates 18 branches.
Does United Bank have CFPB complaints?
No CFPB complaints against United Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
