Vallant Bank is a bank based in Elberton, Georgia, established in 1934, with $2.3 billion in total assets across 36 branches. By Trust Grade it ranks 66th of 124 banks we track in Georgia. Its capital ratio of 9.6% trails most similarly sized banks (36th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Vallant Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vallant Bank compares to Georgia peers
How we graded Vallant Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vallant Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (36)
- 861 Church St, Royston, GA 30662
- 201 N Main St, Statesboro, GA 30458
- 114 N Gilmer St, Lexington, GA 30648
- 301 Bellevue Ave, Dublin, GA 31021
- 1 N Broad St, Bowman, GA 30624
- 6124 Highway 278 Ne, Covington, GA 30014
- 238 S Broad St, Monroe, GA 30655
- 23 College Ave, Elberton, GA 30635
- 135 E Franklin St, Hartwell, GA 30643
- 19 Westclock Cir, Royston, GA 30662
- 12321 Augusta Rd, Lavonia, GA 30553
- 29 North Parker Avenue, Brooklet, GA 30415
- 2003 Veterans Blvd, Dublin, GA 31021
- 112 N Cherokee Rd, Social Circle, GA 30025
- 1981 N Elm St, Commerce, GA 30529
- 111 Southern Bank Dr, Clarkesville, GA 30523
- 464 S Houston Lake Rd, Warner Robins, GA 31088
- 1901 W Spring St, Monroe, GA 30655
- 777 Brannen St, Statesboro, GA 30458
- 361 Blue Ridge St, Blairsville, GA 30512
- 6322 Grand Hickory Dr, Braselton, GA 30517
- 3140 Lexington Rd, Athens, GA 30605
- 340 Jesse Jewell Pkwy Se, Gainesville, GA 30501
- 110 Highway 18 Connector, Gray, GA 31032
- 1041 Georgia Highway 96, Warner Robins, GA 31088
- 81 Crown Mountain Pl, Dahlonega, GA 30533
- 1081 Parkway Blvd, Athens, GA 30606
- 1948 Jesse Jewell Pkwy Se, Gainesville, GA 30501
- 809 Carroll St, Perry, GA 31069
- 218 Carpenters Cove Ln, Cornelia, GA 30531
- 545 Dawsonville Hwy, Gainesville, GA 30501
- 375 Furys Ferry Rd, Martinez, GA 30907
- 420 Lewiston Rd, Grovetown, GA 30813
- 1602 Walton Way, Augusta, GA 30904
- 3039 Peach Orchard Road, Augusta, GA 30906
- 884 Elbert St, Elberton, GA 30635
Are deposits at Vallant Bank insured?
Yes. Vallant Bank is an FDIC-insured bank (FDIC certificate #14065). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vallant Bank: frequently asked questions
Is Vallant Bank a good bank?
Vallant Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.18%).
Is Vallant Bank FDIC-insured?
Yes. Vallant Bank is a FDIC-insured bank (FDIC certificate #14065). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Vallant Bank?
Vallant Bank holds $2.3 billion in total assets, ranking 66th of 124 banks we track in Georgia. It operates 36 branches.
Does Vallant Bank have CFPB complaints?
No CFPB complaints against Vallant Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
