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First National Bank Of Griffin

Griffin, GA · Est. 1933 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

First National Bank Of Griffin is a bank based in Griffin, Georgia, established in 1933, with $377 million in total assets across 6 branches. By Trust Grade it ranks 87th of 124 banks we track in Georgia. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against First National Bank Of Griffin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$377.5M
$100M–1B institution
Deposits
$328.1M
Branches
6
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.4%
Top 39% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#87
of 124 banks

How First National Bank Of Griffin compares to Georgia peers

Capital ratio
Bottom 24% of $100M–1B peers
First National
8.7%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
First National
1.4%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Griffin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Griffin over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 318 S Hill St, Griffin, GA 30224
  • 1475 W Mcintosh Rd, Griffin, GA 30223
  • 1103 Zebulon Rd, Griffin, GA 30224
  • 996 Bear Creek Boulevard, Hampton, GA 30228
  • 1510 W Mcintosh Rd, Griffin, GA 30223
  • 3470 Highway 155, Locust Grove, GA 30248

Are deposits at First National Bank Of Griffin insured?

Yes. First National Bank Of Griffin is an FDIC-insured bank (FDIC certificate #169). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Griffin: frequently asked questions

Is First National Bank Of Griffin a good bank?

First National Bank Of Griffin earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.39%).

Is First National Bank Of Griffin FDIC-insured?

Yes. First National Bank Of Griffin is a FDIC-insured bank (FDIC certificate #169). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Griffin?

First National Bank Of Griffin holds $377 million in total assets, ranking 87th of 124 banks we track in Georgia. It operates 6 branches.

Does First National Bank Of Griffin have CFPB complaints?

No CFPB complaints against First National Bank Of Griffin appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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