The Trust Bank is a bank based in Lenox, Georgia, established in 1907, with $45 million in total assets across 3 branches. By Trust Grade it ranks 2nd of 124 banks we track in Georgia. Its capital ratio of 15.9% is stronger than 76% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against The Trust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Trust Bank compares to Georgia peers
How we graded The Trust Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.9% capital ratio)
- Strongly profitable (ROA 1.38%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for The Trust Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 607 W 4th St, Adel, GA 31620
- 2424 Tallokas Rd, Moultrie, GA 31788
- 50 W Central Ave, Lenox, GA 31637
Are deposits at The Trust Bank insured?
Yes. The Trust Bank is an FDIC-insured bank (FDIC certificate #13832). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Trust Bank: frequently asked questions
Is The Trust Bank a good bank?
The Trust Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.9% capital ratio); Strongly profitable (ROA 1.38%).
Is The Trust Bank FDIC-insured?
Yes. The Trust Bank is a FDIC-insured bank (FDIC certificate #13832). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Trust Bank?
The Trust Bank holds $45 million in total assets, ranking 2nd of 124 banks we track in Georgia. It operates 3 branches.
Does The Trust Bank have CFPB complaints?
No CFPB complaints against The Trust Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
