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The Security State Bank

Mcrae, GA · Est. 1950 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Security State Bank is a bank based in Mcrae, Georgia, established in 1950, with $70 million in total assets across 1 branch. By Trust Grade it ranks 23rd of 124 banks we track in Georgia. Its capital ratio of 12.7% is stronger than 57% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against The Security State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$70.1M
<$100M institution
Deposits
$61.0M
Branches
1
Capital ratio
12.7%
Top 43% of <$100M peers · Georgia median 10.5%
Return on assets
2.0%
Top 10% of <$100M peers · Georgia median 1.53%
Rank in Georgia
#23
of 124 banks

How The Security State Bank compares to Georgia peers

Capital ratio
Top 43% of <$100M peers
The Security
12.7%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of <$100M peers
The Security
2.0%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded The Security State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Security State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 45 W Oak St, Mcrae, GA 31055

Are deposits at The Security State Bank insured?

Yes. The Security State Bank is an FDIC-insured bank (FDIC certificate #19680). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Security State Bank: frequently asked questions

Is The Security State Bank a good bank?

The Security State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.97%).

Is The Security State Bank FDIC-insured?

Yes. The Security State Bank is a FDIC-insured bank (FDIC certificate #19680). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Security State Bank?

The Security State Bank holds $70 million in total assets, ranking 23rd of 124 banks we track in Georgia. It operates 1 branch.

Does The Security State Bank have CFPB complaints?

No CFPB complaints against The Security State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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