Commercial Banking Company is a bank based in Valdosta, Georgia, established in 1934, with $409 million in total assets across 5 branches. By Trust Grade it ranks 79th of 124 banks we track in Georgia. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 2.02% return on assets. No consumer complaints against Commercial Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commercial Banking Company compares to Georgia peers
How we graded Commercial Banking Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Strongly profitable (ROA 2.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commercial Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 3462 N Valdosta Rd, Valdosta, GA 31602
- 1215 Baytree Rd, Valdosta, GA 31602
- 110 W Main St, Hahira, GA 31632
- 419 B. South Main Street, Moultrie, GA 31768
- 729 2nd St W, Tifton, GA 31794
Are deposits at Commercial Banking Company insured?
Yes. Commercial Banking Company is an FDIC-insured bank (FDIC certificate #16246). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commercial Banking Company: frequently asked questions
Is Commercial Banking Company a good bank?
Commercial Banking Company earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 2.02%).
Is Commercial Banking Company FDIC-insured?
Yes. Commercial Banking Company is a FDIC-insured bank (FDIC certificate #16246). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commercial Banking Company?
Commercial Banking Company holds $409 million in total assets, ranking 79th of 124 banks we track in Georgia. It operates 5 branches.
Does Commercial Banking Company have CFPB complaints?
No CFPB complaints against Commercial Banking Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
