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The Granville National Bank

Granville, IL · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Granville National Bank is a bank based in Granville, Illinois, established in 1934, with $118 million in total assets across 2 branches. By Trust Grade it ranks 34th of 328 banks we track in Illinois. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against The Granville National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$118.2M
$100M–1B institution
Deposits
$105.2M
Branches
2
Capital ratio
10.4%
Top 47% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.0%
Bottom 39% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#34
of 328 banks

How The Granville National Bank compares to Illinois peers

Capital ratio
Top 47% of $100M–1B peers
The Granville
10.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $100M–1B peers
The Granville
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Granville National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Granville National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 130 W Si Johnson Ave, Sheridan, IL 60551
  • 328 S Mccoy St, Granville, IL 61326

Are deposits at The Granville National Bank insured?

Yes. The Granville National Bank is an FDIC-insured bank (FDIC certificate #13983). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Granville National Bank: frequently asked questions

Is The Granville National Bank a good bank?

The Granville National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.02%).

Is The Granville National Bank FDIC-insured?

Yes. The Granville National Bank is a FDIC-insured bank (FDIC certificate #13983). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Granville National Bank?

The Granville National Bank holds $118 million in total assets, ranking 34th of 328 banks we track in Illinois. It operates 2 branches.

Does The Granville National Bank have CFPB complaints?

No CFPB complaints against The Granville National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Princeville State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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