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Farmers And Merchants State Bank Of Bushnell

Bushnell, IL · Est. 1914 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Farmers And Merchants State Bank Of Bushnell is a bank based in Bushnell, Illinois, established in 1914, with $90 million in total assets across 2 branches. By Trust Grade it ranks 177th of 328 banks we track in Illinois. Its capital ratio of 9.3% trails most similarly sized banks (22th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Farmers And Merchants State Bank Of Bushnell appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$90.2M
<$100M institution
Deposits
$81.3M
Branches
2
Capital ratio
9.3%
Bottom 22% of <$100M peers · Illinois median 10.3%
Return on assets
1.6%
Top 21% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#177
of 328 banks

How Farmers And Merchants State Bank Of Bushnell compares to Illinois peers

Capital ratio
Bottom 22% of <$100M peers
Farmers And
9.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of <$100M peers
Farmers And
1.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Farmers And Merchants State Bank Of Bushnell

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers And Merchants State Bank Of Bushnell over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 429 Cole Street, Bushnell, IL 61422
  • 484 E Main St, Bushnell, IL 61422

Are deposits at Farmers And Merchants State Bank Of Bushnell insured?

Yes. Farmers And Merchants State Bank Of Bushnell is an FDIC-insured bank (FDIC certificate #11324). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers And Merchants State Bank Of Bushnell: frequently asked questions

Is Farmers And Merchants State Bank Of Bushnell a good bank?

Farmers And Merchants State Bank Of Bushnell earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.56%).

Is Farmers And Merchants State Bank Of Bushnell FDIC-insured?

Yes. Farmers And Merchants State Bank Of Bushnell is a FDIC-insured bank (FDIC certificate #11324). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers And Merchants State Bank Of Bushnell?

Farmers And Merchants State Bank Of Bushnell holds $90 million in total assets, ranking 177th of 328 banks we track in Illinois. It operates 2 branches.

Does Farmers And Merchants State Bank Of Bushnell have CFPB complaints?

No CFPB complaints against Farmers And Merchants State Bank Of Bushnell appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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