Williamsville State Bank & Trust is a bank based in Williamsville, Illinois, established in 1890, with $92 million in total assets across 3 branches. By Trust Grade it ranks 209th of 328 banks we track in Illinois. Its capital ratio of 11.4% trails most similarly sized banks (42th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Williamsville State Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Williamsville State Bank & Trust compares to Illinois peers
How we graded Williamsville State Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Williamsville State Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 6092 Business I-55, Sherman, IL 62684
- 3341 Old Jacksonville Rd, Springfield, IL 62711
- 512 W Main St, Williamsville, IL 62693
Are deposits at Williamsville State Bank & Trust insured?
Yes. Williamsville State Bank & Trust is an FDIC-insured bank (FDIC certificate #12388). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Williamsville State Bank & Trust: frequently asked questions
Is Williamsville State Bank & Trust a good bank?
Williamsville State Bank & Trust earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.49%).
Is Williamsville State Bank & Trust FDIC-insured?
Yes. Williamsville State Bank & Trust is a FDIC-insured bank (FDIC certificate #12388). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Williamsville State Bank & Trust?
Williamsville State Bank & Trust holds $92 million in total assets, ranking 209th of 328 banks we track in Illinois. It operates 3 branches.
Does Williamsville State Bank & Trust have CFPB complaints?
No CFPB complaints against Williamsville State Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
