Villa Grove State Bank is a bank based in Villa Grove, Illinois, established in 1919, with $89 million in total assets across 2 branches. By Trust Grade it ranks 122nd of 328 banks we track in Illinois. Its capital ratio of 11.9% trails most similarly sized banks (49th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against Villa Grove State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Villa Grove State Bank compares to Illinois peers
How we graded Villa Grove State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Villa Grove State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 20 N Main St, Villa Grove, IL 61956
- 10 N Main St, Villa Grove, IL 61956
Are deposits at Villa Grove State Bank insured?
Yes. Villa Grove State Bank is an FDIC-insured bank (FDIC certificate #9273). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Villa Grove State Bank: frequently asked questions
Is Villa Grove State Bank a good bank?
Villa Grove State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.62%).
Is Villa Grove State Bank FDIC-insured?
Yes. Villa Grove State Bank is a FDIC-insured bank (FDIC certificate #9273). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Villa Grove State Bank?
Villa Grove State Bank holds $89 million in total assets, ranking 122nd of 328 banks we track in Illinois. It operates 2 branches.
Does Villa Grove State Bank have CFPB complaints?
No CFPB complaints against Villa Grove State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
