Chester National Bank is a bank based in Chester, Illinois, established in 1919, with $120 million in total assets across 3 branches. By Trust Grade it ranks 300th of 328 banks we track in Illinois. Its capital ratio of 6.1% trails most similarly sized banks (3th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Chester National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chester National Bank compares to Illinois peers
How we graded Chester National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.1% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chester National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 165 W Broadway St, Sparta, IL 62286
- 1112 State St, Chester, IL 62233
- 1010 N Main St, Perryville, MO 63775
Are deposits at Chester National Bank insured?
Yes. Chester National Bank is an FDIC-insured bank (FDIC certificate #30220). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chester National Bank: frequently asked questions
Is Chester National Bank a good bank?
Chester National Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.1% capital ratio); Strongly profitable (ROA 1.07%).
Is Chester National Bank FDIC-insured?
Yes. Chester National Bank is a FDIC-insured bank (FDIC certificate #30220). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Chester National Bank?
Chester National Bank holds $120 million in total assets, ranking 300th of 328 banks we track in Illinois. It operates 3 branches.
Does Chester National Bank have CFPB complaints?
No CFPB complaints against Chester National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
