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Midwest National Bank

Sandoval, IL · Est. 1910 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Midwest National Bank is a bank based in Sandoval, Illinois, established in 1910, with $121 million in total assets across 2 branches. By Trust Grade it ranks 313th of 328 banks we track in Illinois. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.09% return on assets. No consumer complaints against Midwest National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$120.6M
$100M–1B institution
Deposits
$108.5M
Branches
2
Capital ratio
7.2%
Bottom 8% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.1%
Bottom 4% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#313
of 328 banks

How Midwest National Bank compares to Illinois peers

Capital ratio
Bottom 8% of $100M–1B peers
Midwest National
7.2%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $100M–1B peers
Midwest National
0.1%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Midwest National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (7.2% capital ratio)
  • Profitable (ROA 0.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Midwest National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 302 N Main St, Sandoval, IL 62882
  • 490 N. Page Street, Aviston, IL 62216

Are deposits at Midwest National Bank insured?

Yes. Midwest National Bank is an FDIC-insured bank (FDIC certificate #3834). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midwest National Bank: frequently asked questions

Is Midwest National Bank a good bank?

Midwest National Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Profitable (ROA 0.09%).

Is Midwest National Bank FDIC-insured?

Yes. Midwest National Bank is a FDIC-insured bank (FDIC certificate #3834). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Midwest National Bank?

Midwest National Bank holds $121 million in total assets, ranking 313th of 328 banks we track in Illinois. It operates 2 branches.

Does Midwest National Bank have CFPB complaints?

No CFPB complaints against Midwest National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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