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Cibc Bank Usa

Chicago, IL · Est. 1991 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Cibc Bank Usa is a bank based in Chicago, Illinois, established in 1991, with $65.1 billion in total assets across 19 branches. By Trust Grade it ranks 75th of 328 banks we track in Illinois. Its capital ratio of 17.4% is stronger than 96% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Cibc Bank Usa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.1B
$10B–100B institution
Deposits
$51.0B
Branches
19
Capital ratio
17.4%
Top 4% of $10B–100B peers · Illinois median 10.3%
Return on assets
1.2%
Top 47% of $10B–100B peers · Illinois median 1.1%
Rank in Illinois
#75
of 328 banks

How Cibc Bank Usa compares to Illinois peers

Capital ratio
Top 4% of $10B–100B peers
Cibc Bank
17.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $10B–100B peers
Cibc Bank
1.2%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Cibc Bank Usa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.4% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cibc Bank Usa over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (19)

  • 6825 W 111th St, Worth, IL 60482
  • 502 W Mondamin St, Minooka, IL 60447
  • 10515 S Cicero Ave, Oak Lawn, IL 60453
  • 11850 S Harlem Ave, Palos Heights, IL 60463
  • 17865 80th Ave, Tinley Park,, IL 60477
  • 23840 W Eames St, Channahon, IL 60410
  • 1000 Green Bay Rd, Winnetka, IL 60093
  • 14102 S Bell Rd, Homer Glen, IL 60491
  • 743 N Water St, Milwaukee, WI 53202
  • 501 W State St, Geneva, IL 60134
  • 14497 John Humphrey Dr, Orland Park, IL 60462
  • 120 S La Salle St, Chicago, IL 60603
  • 920 S Waukegan Rd, Lake Forest, IL 60045
  • 4007 W Touhy Ave, Lincolnwood, IL 60712
  • 34901 Woodward Ave, Birmingham, MI 48009
  • 3010 S Kedzie Ave, Chicago, IL 60623
  • 458 E Pershing Rd, Chicago, IL 60653
  • 340 Royal Palm Way, Palm Beach, FL 33480
  • 1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144

Are deposits at Cibc Bank Usa insured?

Yes. Cibc Bank Usa is an FDIC-insured bank (FDIC certificate #33306). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cibc Bank Usa: frequently asked questions

Is Cibc Bank Usa a good bank?

Cibc Bank Usa earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.4% capital ratio); Strongly profitable (ROA 1.22%).

Is Cibc Bank Usa FDIC-insured?

Yes. Cibc Bank Usa is a FDIC-insured bank (FDIC certificate #33306). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cibc Bank Usa?

Cibc Bank Usa holds $65.1 billion in total assets, ranking 75th of 328 banks we track in Illinois. It operates 19 branches.

Does Cibc Bank Usa have CFPB complaints?

No CFPB complaints against Cibc Bank Usa appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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