Gold Coast Bank is a bank based in Chicago, Illinois, established in 2007, with $463 million in total assets across 1 branch. By Trust Grade it ranks 115th of 328 banks we track in Illinois. Its capital ratio of 14.8% is stronger than 89% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Gold Coast Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gold Coast Bank compares to Illinois peers
How we graded Gold Coast Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gold Coast Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 1165 N Clark St, Chicago, IL 60610
Are deposits at Gold Coast Bank insured?
Yes. Gold Coast Bank is an FDIC-insured bank (FDIC certificate #58556). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gold Coast Bank: frequently asked questions
Is Gold Coast Bank a good bank?
Gold Coast Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.24%).
Is Gold Coast Bank FDIC-insured?
Yes. Gold Coast Bank is a FDIC-insured bank (FDIC certificate #58556). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Gold Coast Bank?
Gold Coast Bank holds $463 million in total assets, ranking 115th of 328 banks we track in Illinois. It operates 1 branch.
Does Gold Coast Bank have CFPB complaints?
No CFPB complaints against Gold Coast Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
