The First National Bank In Amboy is a bank based in Amboy, Illinois, established in 1934, with $321 million in total assets across 5 branches. By Trust Grade it ranks 185th of 328 banks we track in Illinois. Its capital ratio of 9.1% trails most similarly sized banks (32th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against The First National Bank In Amboy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank In Amboy compares to Illinois peers
How we graded The First National Bank In Amboy
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank In Amboy over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 728 Crawford Ave, Dixon, IL 61021
- 1314 N Galena Ave, Dixon, IL 61021
- 5558 N Clark St, Monroe Center, IL 61052
- 108 Elm Street, Franklin Grove, IL 61031
- 220 E Main St, Amboy, IL 61310
Are deposits at The First National Bank In Amboy insured?
Yes. The First National Bank In Amboy is an FDIC-insured bank (FDIC certificate #14674). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank In Amboy: frequently asked questions
Is The First National Bank In Amboy a good bank?
The First National Bank In Amboy earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.02%).
Is The First National Bank In Amboy FDIC-insured?
Yes. The First National Bank In Amboy is a FDIC-insured bank (FDIC certificate #14674). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank In Amboy?
The First National Bank In Amboy holds $321 million in total assets, ranking 185th of 328 banks we track in Illinois. It operates 5 branches.
Does The First National Bank In Amboy have CFPB complaints?
No CFPB complaints against The First National Bank In Amboy appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
