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Hometown National Bank

La Salle, IL · Est. 1880 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Hometown National Bank is a bank based in La Salle, Illinois, established in 1880, with $320 million in total assets across 3 branches. By Trust Grade it ranks 138th of 328 banks we track in Illinois. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Hometown National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$319.6M
$100M–1B institution
Deposits
$278.6M
Branches
3
Capital ratio
10.4%
Top 46% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.9%
Bottom 34% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#138
of 328 banks

How Hometown National Bank compares to Illinois peers

Capital ratio
Top 46% of $100M–1B peers
Hometown National
10.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
Hometown National
0.9%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Hometown National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (10.4% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hometown National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 260 Bucklin St, La Salle, IL 61301
  • 260 Bucklin St, La Salle, IL 61301
  • 722 Essington Rd, Joliet, IL 60435

Are deposits at Hometown National Bank insured?

Yes. Hometown National Bank is an FDIC-insured bank (FDIC certificate #3691). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hometown National Bank: frequently asked questions

Is Hometown National Bank a good bank?

Hometown National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Profitable (ROA 0.94%).

Is Hometown National Bank FDIC-insured?

Yes. Hometown National Bank is a FDIC-insured bank (FDIC certificate #3691). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hometown National Bank?

Hometown National Bank holds $320 million in total assets, ranking 138th of 328 banks we track in Illinois. It operates 3 branches.

Does Hometown National Bank have CFPB complaints?

No CFPB complaints against Hometown National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The First National Bank In Amboy
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State Bank Of Graymont
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Holcomb Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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