Community State Bank Of Rock Falls is a bank based in Rock Falls, Illinois, established in 1975, with $318 million in total assets across 5 branches. By Trust Grade it ranks 155th of 328 banks we track in Illinois. Its capital ratio of 10.6% is stronger than 58% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Community State Bank Of Rock Falls appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community State Bank Of Rock Falls compares to Illinois peers
How we graded Community State Bank Of Rock Falls
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Profitable (ROA 0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community State Bank Of Rock Falls over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1801 1st Ave, Rock Falls, IL 61071
- 1310 17th St, Fulton, IL 61252
- 1021 N Galena Ave, Dixon, IL 61021
- 3210 E Lincolnway, Sterling, IL 61081
- 220 E Main St, Morrison, IL 61270
Are deposits at Community State Bank Of Rock Falls insured?
Yes. Community State Bank Of Rock Falls is an FDIC-insured bank (FDIC certificate #21988). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community State Bank Of Rock Falls: frequently asked questions
Is Community State Bank Of Rock Falls a good bank?
Community State Bank Of Rock Falls earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.80%).
Is Community State Bank Of Rock Falls FDIC-insured?
Yes. Community State Bank Of Rock Falls is a FDIC-insured bank (FDIC certificate #21988). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community State Bank Of Rock Falls?
Community State Bank Of Rock Falls holds $318 million in total assets, ranking 155th of 328 banks we track in Illinois. It operates 5 branches.
Does Community State Bank Of Rock Falls have CFPB complaints?
No CFPB complaints against Community State Bank Of Rock Falls appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
