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Bank Of Calhoun County

Hardin, IL · Est. 1898 · Website ↗
96/ 100
Trust Grade
Excellent
96 out of 100

Bank Of Calhoun County is a bank based in Hardin, Illinois, established in 1898, with $97 million in total assets across 3 branches. By Trust Grade it ranks 152nd of 328 banks we track in Illinois. Its capital ratio of 9.5% trails most similarly sized banks (24th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Bank Of Calhoun County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$97.0M
<$100M institution
Deposits
$87.3M
Branches
3
Capital ratio
9.5%
Bottom 24% of <$100M peers · Illinois median 10.3%
Return on assets
0.9%
Top 50% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#152
of 328 banks

How Bank Of Calhoun County compares to Illinois peers

Capital ratio
Bottom 24% of <$100M peers
Bank Of
9.5%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
Bank Of
0.9%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Calhoun County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
96/100
  • Strongly capitalized (9.5% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Calhoun County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 295 Community Ave, Brussels, IL 62013
  • 114 E Locust St, Fieldon, IL 62031
  • 204 W Main St, Hardin, IL 62047

Are deposits at Bank Of Calhoun County insured?

Yes. Bank Of Calhoun County is an FDIC-insured bank (FDIC certificate #12549). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Calhoun County: frequently asked questions

Is Bank Of Calhoun County a good bank?

Bank Of Calhoun County earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.95%).

Is Bank Of Calhoun County FDIC-insured?

Yes. Bank Of Calhoun County is a FDIC-insured bank (FDIC certificate #12549). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Calhoun County?

Bank Of Calhoun County holds $97 million in total assets, ranking 152nd of 328 banks we track in Illinois. It operates 3 branches.

Does Bank Of Calhoun County have CFPB complaints?

No CFPB complaints against Bank Of Calhoun County appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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