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La Salle State Bank

La Salle, IL · Est. 1894 · Website ↗
B
Trust Grade
Strong
Score: 80/100

La Salle State Bank is a bank based in La Salle, Illinois, established in 1894, with $185 million in total assets across 3 branches. By Trust Grade it ranks 314th of 328 banks we track in Illinois. Its capital ratio of 6.1% trails most similarly sized banks (3th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against La Salle State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$184.6M
$100M–1B institution
Deposits
$154.1M
Branches
3
Capital ratio
6.1%
Bottom 3% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#314
of 328 banks

How La Salle State Bank compares to Illinois peers

Capital ratio
Bottom 3% of $100M–1B peers
La Salle
6.1%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
La Salle
0.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded La Salle State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (6.1% capital ratio)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for La Salle State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 100 Mill St, Utica, IL 61373
  • 901 Wenzel Rd, Peru, IL 61354
  • 654 1st St, La Salle, IL 61301

Are deposits at La Salle State Bank insured?

Yes. La Salle State Bank is an FDIC-insured bank (FDIC certificate #12410). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

La Salle State Bank: frequently asked questions

Is La Salle State Bank a good bank?

La Salle State Bank earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (6.1% capital ratio); Profitable (ROA 0.51%).

Is La Salle State Bank FDIC-insured?

Yes. La Salle State Bank is a FDIC-insured bank (FDIC certificate #12410). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is La Salle State Bank?

La Salle State Bank holds $185 million in total assets, ranking 314th of 328 banks we track in Illinois. It operates 3 branches.

Does La Salle State Bank have CFPB complaints?

No CFPB complaints against La Salle State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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