The First National Bank Of Raymond is a bank based in Raymond, Illinois, established in 1903, with $185 million in total assets across 5 branches. By Trust Grade it ranks 276th of 328 banks we track in Illinois. Its capital ratio of 7.6% trails most similarly sized banks (10th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against The First National Bank Of Raymond appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Raymond compares to Illinois peers
How we graded The First National Bank Of Raymond
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Raymond over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 103 S Springfield St, Virden, IL 62690
- 700 Carroll St, Pawnee, IL 62558
- 625 N 3rd St, Girard, IL 62640
- 401 Sarpy St, Morrisonville, IL 62546
- 403 E Broad St, Raymond, IL 62560
Are deposits at The First National Bank Of Raymond insured?
Yes. The First National Bank Of Raymond is an FDIC-insured bank (FDIC certificate #3830). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Raymond: frequently asked questions
Is The First National Bank Of Raymond a good bank?
The First National Bank Of Raymond earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.42%).
Is The First National Bank Of Raymond FDIC-insured?
Yes. The First National Bank Of Raymond is a FDIC-insured bank (FDIC certificate #3830). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Raymond?
The First National Bank Of Raymond holds $185 million in total assets, ranking 276th of 328 banks we track in Illinois. It operates 5 branches.
Does The First National Bank Of Raymond have CFPB complaints?
No CFPB complaints against The First National Bank Of Raymond appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
