State Bank Of Bement is a bank based in Bement, Illinois, established in 1914, with $185 million in total assets across 4 branches. By Trust Grade it ranks 174th of 328 banks we track in Illinois. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against State Bank Of Bement appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Of Bement compares to Illinois peers
How we graded State Bank Of Bement
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Of Bement over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 301 Chapin St, Ivesdale, IL 61851
- 1927 N Market St, Monticello, IL 61856
- 180 E Bodman St, Bement, IL 61813
- 101 S Madison St, Cerro Gordo, IL 61818
Are deposits at State Bank Of Bement insured?
Yes. State Bank Of Bement is an FDIC-insured bank (FDIC certificate #10855). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Of Bement: frequently asked questions
Is State Bank Of Bement a good bank?
State Bank Of Bement earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.72%).
Is State Bank Of Bement FDIC-insured?
Yes. State Bank Of Bement is a FDIC-insured bank (FDIC certificate #10855). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Of Bement?
State Bank Of Bement holds $185 million in total assets, ranking 174th of 328 banks we track in Illinois. It operates 4 branches.
Does State Bank Of Bement have CFPB complaints?
No CFPB complaints against State Bank Of Bement appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
