Foresight Bank is a bank based in Winnebago, Illinois, established in 1907, with $1.8 billion in total assets across 14 branches. By Trust Grade it ranks 169th of 328 banks we track in Illinois. Its capital ratio of 9.5% trails most similarly sized banks (35th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Foresight Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Foresight Bank compares to Illinois peers
How we graded Foresight Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Foresight Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 3106 N Rockton Ave, Rockford, IL 61103
- 430 Main St, Pecatonica, IL 61063
- 125 N Phelps Ave, Rockford, IL 61108
- 100 Il Route 75 E, Davis, IL 61019
- 809 Cannel Puri Ct, Winnebago, IL 61088
- 5053 W Route 17, Kankakee, IL 60901
- 1100 Ralston Rd, Machesney Park, IL 61115
- 601 East North Avenue, Highway 20, Stockton, IL 61085
- 1713 S Dirck Dr, Freeport, IL 61032
- 4402 Peak Dr, Loves Park, IL 61111
- 100 Church St, German Valley, IL 61039
- 10 Tobey Dr, Herscher, IL 60941
- 1713 S Dirck Dr, Freeport, IL 61032
- 915 S Logan St, Lena, IL 61048
Are deposits at Foresight Bank insured?
Yes. Foresight Bank is an FDIC-insured bank (FDIC certificate #5749). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Foresight Bank: frequently asked questions
Is Foresight Bank a good bank?
Foresight Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.97%).
Is Foresight Bank FDIC-insured?
Yes. Foresight Bank is a FDIC-insured bank (FDIC certificate #5749). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Foresight Bank?
Foresight Bank holds $1.8 billion in total assets, ranking 169th of 328 banks we track in Illinois. It operates 14 branches.
Does Foresight Bank have CFPB complaints?
No CFPB complaints against Foresight Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
