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Providence Bank & Trust

South Holland, IL · Est. 2004 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

Providence Bank & Trust is a bank based in South Holland, Illinois, established in 2004, with $1.6 billion in total assets across 16 branches. By Trust Grade it ranks 111th of 328 banks we track in Illinois. Its capital ratio of 12.0% is stronger than 78% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against Providence Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.4B
Branches
16
Capital ratio
12.0%
Top 22% of $1B–10B peers · Illinois median 10.3%
Return on assets
1.6%
Top 23% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#111
of 328 banks

How Providence Bank & Trust compares to Illinois peers

Capital ratio
Top 22% of $1B–10B peers
Providence Bank
12.0%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $1B–10B peers
Providence Bank
1.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Providence Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.62%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Providence Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (16)

  • 7801 S State St, Chicago, IL 60619
  • 16250 S La Grange Rd, Orland Park, IL 60467
  • 7943 S Cottage Grove Ave, Chicago, IL 60619
  • 630 E 162nd St, South Holland, IL 60473
  • 14785 W 101st Ave, Dyer, IN 46311
  • 240 45th St, Munster, IN 46321
  • 950 W Us Highway 30, Schererville, IN 46375
  • 20220 S La Grange Rd, Frankfort, IL 60423
  • 55 E Jackson Blvd, Chicago, IL 60604
  • 101 E 35th St, Chicago, IL 60616
  • 4310 Saint Charles Rd, Bellwood, IL 60104
  • 1051 E Roosevelt Rd, Wheaton, IL 60187
  • 2 E Roosevelt Rd, Villa Park, IL 60181
  • 6431 W 127th St, Palos Heights, IL 60463
  • 4700 W 111th St, Oak Lawn, IL 60453
  • 2001 York Rd, Oak Brook, IL 60523

Are deposits at Providence Bank & Trust insured?

Yes. Providence Bank & Trust is an FDIC-insured bank (FDIC certificate #57754). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Providence Bank & Trust: frequently asked questions

Is Providence Bank & Trust a good bank?

Providence Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.62%).

Is Providence Bank & Trust FDIC-insured?

Yes. Providence Bank & Trust is a FDIC-insured bank (FDIC certificate #57754). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Providence Bank & Trust?

Providence Bank & Trust holds $1.6 billion in total assets, ranking 111th of 328 banks we track in Illinois. It operates 16 branches.

Does Providence Bank & Trust have CFPB complaints?

No CFPB complaints against Providence Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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