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Servbank, National Association

Oswego, IL · Est. 1994 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Servbank, National Association is a bank based in Oswego, Illinois, established in 1994, with $1.7 billion in total assets across 8 branches. By Trust Grade it ranks 107th of 328 banks we track in Illinois. Its capital ratio of 12.4% is stronger than 80% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.99% return on assets. No consumer complaints against Servbank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Deposits
$1.2B
Branches
8
Capital ratio
12.4%
Top 20% of $1B–10B peers · Illinois median 10.3%
Return on assets
2.0%
Top 10% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#107
of 328 banks

How Servbank, National Association compares to Illinois peers

Capital ratio
Top 20% of $1B–10B peers
Servbank, National
12.4%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $1B–10B peers
Servbank, National
2.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Servbank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 1.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Servbank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 3201 Orchard Rd, Oswego, IL 60543
  • 619 N Gilbert St, Danville, IL 61832
  • 175 E 4th Ave, Clifton, IL 60927
  • 655 S Dixie Hwy, Hoopeston, IL 60942
  • 201 E Cherry St, Watseka, IL 60970
  • 108 Arbours Dr, Savoy, IL 61874
  • 421 Brown Blvd, Bourbonnais, IL 60914
  • 2411 Village Green Pl, Champaign, IL 61822

Are deposits at Servbank, National Association insured?

Yes. Servbank, National Association is an FDIC-insured bank (FDIC certificate #55130). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Servbank, National Association: frequently asked questions

Is Servbank, National Association a good bank?

Servbank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.99%).

Is Servbank, National Association FDIC-insured?

Yes. Servbank, National Association is a FDIC-insured bank (FDIC certificate #55130). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Servbank, National Association?

Servbank, National Association holds $1.7 billion in total assets, ranking 107th of 328 banks we track in Illinois. It operates 8 branches.

Does Servbank, National Association have CFPB complaints?

No CFPB complaints against Servbank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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