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Community State Bank

Brook, IN · Est. 1931 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Community State Bank is a bank based in Brook, Indiana, established in 1931, with $155 million in total assets across 2 branches. By Trust Grade it ranks 51st of 89 banks we track in Indiana. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Community State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$155.0M
$100M–1B institution
Deposits
$129.5M
Branches
2
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#51
of 89 banks

How Community State Bank compares to Indiana peers

Capital ratio
Bottom 24% of $100M–1B peers
Community State
8.7%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Community State
1.1%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Community State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 244 W Main St, Brook, IN 47922
  • 2888 Us Highway 52 W, West Lafayette, IN 47906

Are deposits at Community State Bank insured?

Yes. Community State Bank is an FDIC-insured bank (FDIC certificate #8067). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community State Bank: frequently asked questions

Is Community State Bank a good bank?

Community State Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.07%).

Is Community State Bank FDIC-insured?

Yes. Community State Bank is a FDIC-insured bank (FDIC certificate #8067). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community State Bank?

Community State Bank holds $155 million in total assets, ranking 51st of 89 banks we track in Indiana. It operates 2 branches.

Does Community State Bank have CFPB complaints?

No CFPB complaints against Community State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Community State Bank
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First Federal Savings Bank Of Angola
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The Home National Bank Of Thorntown
bank · Thorntown, IN · $177M assets
Spencer County Bank
bank · Santa Claus, IN · $131M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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