Community State Bank is a bank based in Royal Center, Indiana, established in 1930, with $169 million in total assets across 4 branches. By Trust Grade it ranks 62nd of 89 banks we track in Indiana. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Community State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community State Bank compares to Indiana peers
How we graded Community State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 101 N Chicago St, Royal Center, IN 46978
- 8070 E State Road 16, Twelve Mile, IN 46988
- 221 E Main St, Kewanna, IN 46939
- 504 N Main St, Walton, IN 46994
Are deposits at Community State Bank insured?
Yes. Community State Bank is an FDIC-insured bank (FDIC certificate #1839). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community State Bank: frequently asked questions
Is Community State Bank a good bank?
Community State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.71%).
Is Community State Bank FDIC-insured?
Yes. Community State Bank is a FDIC-insured bank (FDIC certificate #1839). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community State Bank?
Community State Bank holds $169 million in total assets, ranking 62nd of 89 banks we track in Indiana. It operates 4 branches.
Does Community State Bank have CFPB complaints?
No CFPB complaints against Community State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
