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The Home National Bank Of Thorntown

Thorntown, IN · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Home National Bank Of Thorntown is a bank based in Thorntown, Indiana, established in 1901, with $177 million in total assets across 2 branches. By Trust Grade it ranks 35th of 89 banks we track in Indiana. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against The Home National Bank Of Thorntown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$177.0M
$100M–1B institution
Deposits
$158.8M
Branches
2
Capital ratio
9.7%
Bottom 42% of $100M–1B peers · Indiana median 9.6%
Return on assets
0.9%
Bottom 34% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#35
of 89 banks

How The Home National Bank Of Thorntown compares to Indiana peers

Capital ratio
Bottom 42% of $100M–1B peers
The Home
9.7%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
The Home
0.9%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Home National Bank Of Thorntown

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.7% capital ratio)
  • Profitable (ROA 0.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Home National Bank Of Thorntown over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 2510 N Lebanon St, Lebanon, IN 46052
  • 117 E Main St, Thorntown, IN 46071

Are deposits at The Home National Bank Of Thorntown insured?

Yes. The Home National Bank Of Thorntown is an FDIC-insured bank (FDIC certificate #14225). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Home National Bank Of Thorntown: frequently asked questions

Is The Home National Bank Of Thorntown a good bank?

The Home National Bank Of Thorntown earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.93%).

Is The Home National Bank Of Thorntown FDIC-insured?

Yes. The Home National Bank Of Thorntown is a FDIC-insured bank (FDIC certificate #14225). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Home National Bank Of Thorntown?

The Home National Bank Of Thorntown holds $177 million in total assets, ranking 35th of 89 banks we track in Indiana. It operates 2 branches.

Does The Home National Bank Of Thorntown have CFPB complaints?

No CFPB complaints against The Home National Bank Of Thorntown appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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