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Lnb Community Bank

Lynnville, IN · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Lnb Community Bank is a bank based in Lynnville, Indiana, established in 1907, with $185 million in total assets across 4 branches. By Trust Grade it ranks 47th of 89 banks we track in Indiana. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against Lnb Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$184.8M
$100M–1B institution
Deposits
$165.5M
Branches
4
Capital ratio
9.0%
Bottom 30% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.4%
Top 37% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#47
of 89 banks

How Lnb Community Bank compares to Indiana peers

Capital ratio
Bottom 30% of $100M–1B peers
Lnb Community
9.0%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
Lnb Community
1.4%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Lnb Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lnb Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 114 W Lincoln Ave, Chandler, IN 47610
  • 215 N Main St, Lynnville, IN 47619
  • 1204 State Road662 West, Newburgh, IN 47630
  • 910 W Main St, Boonville, IN 47601

Are deposits at Lnb Community Bank insured?

Yes. Lnb Community Bank is an FDIC-insured bank (FDIC certificate #4398). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lnb Community Bank: frequently asked questions

Is Lnb Community Bank a good bank?

Lnb Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.41%).

Is Lnb Community Bank FDIC-insured?

Yes. Lnb Community Bank is a FDIC-insured bank (FDIC certificate #4398). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lnb Community Bank?

Lnb Community Bank holds $185 million in total assets, ranking 47th of 89 banks we track in Indiana. It operates 4 branches.

Does Lnb Community Bank have CFPB complaints?

No CFPB complaints against Lnb Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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