Twin Cedars Bank is a bank based in Bussey, Iowa, established in 1931, with $117 million in total assets across 4 branches. By Trust Grade it ranks 207th of 226 banks we track in Iowa. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Iowa median of 10.2%. It posted a loss over the most recent period (-0.34% return on assets), a point to watch. No consumer complaints against Twin Cedars Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Twin Cedars Bank compares to Iowa peers
How we graded Twin Cedars Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Unprofitable over the period (ROA -0.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Twin Cedars Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 402 Merrill St, Bussey, IA 50044
- 1609 South East Avenue, Lovilia, IA 50150
- 201 Cornerstone Dr, Oskaloosa, IA 52577
- 2222 Grand Avenue, Des Moines, IA 50312
Are deposits at Twin Cedars Bank insured?
Yes. Twin Cedars Bank is an FDIC-insured bank (FDIC certificate #1556). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Twin Cedars Bank: frequently asked questions
Is Twin Cedars Bank a good bank?
Twin Cedars Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Unprofitable over the period (ROA -0.34%).
Is Twin Cedars Bank FDIC-insured?
Yes. Twin Cedars Bank is a FDIC-insured bank (FDIC certificate #1556). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Twin Cedars Bank?
Twin Cedars Bank holds $117 million in total assets, ranking 207th of 226 banks we track in Iowa. It operates 4 branches.
Does Twin Cedars Bank have CFPB complaints?
No CFPB complaints against Twin Cedars Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
