Cedar Valley Bank & Trust is a bank based in La Porte City, Iowa, established in 1906, with $123 million in total assets across 2 branches. By Trust Grade it ranks 159th of 226 banks we track in Iowa. Its capital ratio of 8.9% trails most similarly sized banks (29th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Cedar Valley Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cedar Valley Bank & Trust compares to Iowa peers
How we graded Cedar Valley Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cedar Valley Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 405 W 3rd St, Vinton, IA 52349
- 321 Main St, La Porte City, IA 50651
Are deposits at Cedar Valley Bank & Trust insured?
Yes. Cedar Valley Bank & Trust is an FDIC-insured bank (FDIC certificate #14694). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cedar Valley Bank & Trust: frequently asked questions
Is Cedar Valley Bank & Trust a good bank?
Cedar Valley Bank & Trust earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.23%).
Is Cedar Valley Bank & Trust FDIC-insured?
Yes. Cedar Valley Bank & Trust is a FDIC-insured bank (FDIC certificate #14694). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cedar Valley Bank & Trust?
Cedar Valley Bank & Trust holds $123 million in total assets, ranking 159th of 226 banks we track in Iowa. It operates 2 branches.
Does Cedar Valley Bank & Trust have CFPB complaints?
No CFPB complaints against Cedar Valley Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
