Security State Bank is a bank based in Radcliffe, Iowa, established in 1914, with $121 million in total assets across 4 branches. By Trust Grade it ranks 194th of 226 banks we track in Iowa. Its capital ratio of 7.9% trails most similarly sized banks (14th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Security State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Security State Bank compares to Iowa peers
How we graded Security State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Security State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 103 E Main St, Zearing, IA 50278
- 211 E Maple St, Hubbard, IA 50122
- 207 Isabella St, Radcliffe, IA 50230
- 339 Factory Outlet Dr, Story City, IA 50248
Are deposits at Security State Bank insured?
Yes. Security State Bank is an FDIC-insured bank (FDIC certificate #18448). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Security State Bank: frequently asked questions
Is Security State Bank a good bank?
Security State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.90%).
Is Security State Bank FDIC-insured?
Yes. Security State Bank is a FDIC-insured bank (FDIC certificate #18448). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Security State Bank?
Security State Bank holds $121 million in total assets, ranking 194th of 226 banks we track in Iowa. It operates 4 branches.
Does Security State Bank have CFPB complaints?
No CFPB complaints against Security State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
