United Bank & Trust Co. is a bank based in Marshalltown, Iowa, established in 2002, with $120 million in total assets across 2 branches. By Trust Grade it ranks 124th of 226 banks we track in Iowa. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against United Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bank & Trust Co. compares to Iowa peers
How we graded United Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2101 S Center St, Marshalltown, IA 50158
- 29 S Center St, Marshalltown, IA 50158
Are deposits at United Bank & Trust Co. insured?
Yes. United Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #57391). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bank & Trust Co.: frequently asked questions
Is United Bank & Trust Co. a good bank?
United Bank & Trust Co. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.29%).
Is United Bank & Trust Co. FDIC-insured?
Yes. United Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #57391). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bank & Trust Co.?
United Bank & Trust Co. holds $120 million in total assets, ranking 124th of 226 banks we track in Iowa. It operates 2 branches.
Does United Bank & Trust Co. have CFPB complaints?
No CFPB complaints against United Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
