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Cedar Rapids Bank And Trust Company

Cedar Rapids, IA · Est. 2001 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Cedar Rapids Bank And Trust Company is a bank based in Cedar Rapids, Iowa, established in 2001, with $2.9 billion in total assets across 9 branches. By Trust Grade it ranks 82nd of 226 banks we track in Iowa. Its capital ratio of 16.6% is stronger than 96% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 2.43% return on assets. No consumer complaints against Cedar Rapids Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9B
$1B–10B institution
Deposits
$2.0B
Branches
9
Capital ratio
16.6%
Top 4% of $1B–10B peers · Iowa median 10.2%
Return on assets
2.4%
Top 4% of $1B–10B peers · Iowa median 1.31%
Rank in Iowa
#82
of 226 banks

How Cedar Rapids Bank And Trust Company compares to Iowa peers

Capital ratio
Top 4% of $1B–10B peers
Cedar Rapids
16.6%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $1B–10B peers
Cedar Rapids
2.4%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Cedar Rapids Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 2.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cedar Rapids Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 191 Jacolyn Dr Nw, Cedar Rapids, IA 52405
  • 700 25th St, Marion, IA 52302
  • 2322 W 1st St, Cedar Falls, IA 50613
  • 11 Tower Park Dr, Waterloo, IA 50701
  • 500 1st Ave Ne, Cedar Rapids, IA 52401
  • 5400 Council St Ne, Cedar Rapids, IA 52402
  • 2701 Bever Ave Se, Cedar Rapids, IA 52403
  • 422 Commercial St, Waterloo, IA 50701
  • 3406 F Ave Nw, Cedar Rapids, IA 52405

Are deposits at Cedar Rapids Bank And Trust Company insured?

Yes. Cedar Rapids Bank And Trust Company is an FDIC-insured bank (FDIC certificate #57244). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cedar Rapids Bank And Trust Company: frequently asked questions

Is Cedar Rapids Bank And Trust Company a good bank?

Cedar Rapids Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 2.43%).

Is Cedar Rapids Bank And Trust Company FDIC-insured?

Yes. Cedar Rapids Bank And Trust Company is a FDIC-insured bank (FDIC certificate #57244). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cedar Rapids Bank And Trust Company?

Cedar Rapids Bank And Trust Company holds $2.9 billion in total assets, ranking 82nd of 226 banks we track in Iowa. It operates 9 branches.

Does Cedar Rapids Bank And Trust Company have CFPB complaints?

No CFPB complaints against Cedar Rapids Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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