Fidelity Bank & Trust is a bank based in Dubuque, Iowa, established in 1910, with $2.6 billion in total assets across 36 branches. By Trust Grade it ranks 26th of 226 banks we track in Iowa. Its capital ratio of 10.1% trails most similarly sized banks (47th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Fidelity Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fidelity Bank & Trust compares to Iowa peers
How we graded Fidelity Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fidelity Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (36)
- 108 W Ramsey St, Bancroft, IA 50517
- 204 Wildcat Way, Janesville, IA 50647
- 1503 4th St Sw, Waverly, IA 50677
- 309 Lombard St, Clarence, IA 52216
- 301 Main St, Deep River, IA 52222
- 105 E Main St, Luxemburg, IA 52056
- 1550 1st Ave E, Cascade, IA 52033
- 200 Peosta St, Peosta, IA 52068
- 205 Main St, Frost, MN 56033
- 100 N Lawler St, Postville, IA 52162
- 242 Wall St, East Dubuque, IL 61025
- 201 S Frederick Ave, Oelwein, IA 50662
- 424 E Oak St, Monticello, IA 52310
- 18298 Highway 64, Maquoketa, IA 52060
- 102 Bierman Rd, Epworth, IA 52045
- 610 Gilbert St, Charles City, IA 50616
- 801 W Main St, West Branch, IA 52358
- 208 2nd St Se, Dyersville, IA 52040
- 500 N Highland St, Williamsburg, IA 52361
- 102 N Main St, Rake, IA 50465
- 6 Insight Dr, Platteville, WI 53818
- 507 S Highway 52, Guttenberg, IA 52052
- 475 Cedar Cross Rd, Dubuque, IA 52003
- 300 N 2nd St, Bellevue, IA 52031
- 509 Lynn St, Tipton, IA 52772
- 102 W Main St, Calmar, IA 52132
- 106 E Main St, Ossian, IA 52161
- 201 S Jefferson St, Sigourney, IA 52591
- 216 E Broadway St, Stanwood, IA 52337
- 106 S Marshall St, Gibson, IA 50104
- 207 Main St, Hartwick, IA 52232
- 4250 Asbury Rd, Dubuque, IA 52002
- 107 S Garnavillo St, Anamosa, IA 52205
- 25 N Chestnut Ave, New Hampton, IA 50659
- 110 First Avenue West, Worthington, IA 52078
- 561 Main St, Dike, IA 50624
Are deposits at Fidelity Bank & Trust insured?
Yes. Fidelity Bank & Trust is an FDIC-insured bank (FDIC certificate #14382). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fidelity Bank & Trust: frequently asked questions
Is Fidelity Bank & Trust a good bank?
Fidelity Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.31%).
Is Fidelity Bank & Trust FDIC-insured?
Yes. Fidelity Bank & Trust is a FDIC-insured bank (FDIC certificate #14382). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fidelity Bank & Trust?
Fidelity Bank & Trust holds $2.6 billion in total assets, ranking 26th of 226 banks we track in Iowa. It operates 36 branches.
Does Fidelity Bank & Trust have CFPB complaints?
No CFPB complaints against Fidelity Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
