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United Bank Of Iowa

Ida Grove, IA · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

United Bank Of Iowa is a bank based in Ida Grove, Iowa, established in 1932, with $2.5 billion in total assets across 38 branches. By Trust Grade it ranks 170th of 226 banks we track in Iowa. Its capital ratio of 9.0% trails most similarly sized banks (24th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against United Bank Of Iowa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.5B
$1B–10B institution
Deposits
$2.0B
Branches
38
Capital ratio
9.0%
Bottom 24% of $1B–10B peers · Iowa median 10.2%
Return on assets
1.2%
Top 48% of $1B–10B peers · Iowa median 1.31%
Rank in Iowa
#170
of 226 banks

How United Bank Of Iowa compares to Iowa peers

Capital ratio
Bottom 24% of $1B–10B peers
United Bank
9.0%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $1B–10B peers
United Bank
1.2%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded United Bank Of Iowa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Bank Of Iowa over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (38)

  • 202 S Main St, Alta, IA 51002
  • 200 Main St, Lytton, IA 50561
  • 15 East Main Street, Anthon, IA 51004
  • 200 Main St, Cushing, IA 51018
  • 109 W 3rd St, Arthur, IA 51431
  • 219 Main St, Ida Grove, IA 51445
  • 12 Main St, Charter Oak, IA 51439
  • 10 N Grove St, Kiron, IA 51448
  • 320 Front St, Pierson, IA 51048
  • 301 S Main St, Odebolt, IA 51458
  • 600 Head St, Churdan, IA 50050
  • 33 2nd St, Schleswig, IA 51461
  • 1334 Broadway, Denison, IA 51442
  • 1802 23rd St, Harlan, IA 51537
  • 1608 1st Ave S, Fort Dodge, IA 50501
  • 1270 Lake Ave, Storm Lake, IA 50588
  • 408 Highway 30, Dunlap, IA 51529
  • 101 N Lewis Ave, Cleghorn, IA 51014
  • 116 N Kiel St, Holstein, IA 51025
  • 210 Front Ave, Pocahontas, IA 50574
  • 1609 Hawkeye Dr, Boone, IA 50036
  • 417 4th St, Rockwell City, IA 50579
  • 425 E 9th St, Glidden, IA 51443
  • 109 E Pine St, Marcus, IA 51035
  • 148 Main St, Aurelia, IA 51005
  • 501 2nd St, Ida Grove, IA 51445
  • 124 Oak St, Moorhead, IA 51558
  • 251 6th Street, Manning, IA 51455
  • 500 2nd St, Battle Creek, IA 51006
  • 120 S 1st St, Moville, IA 51039
  • 201 N Center St, Lake City, IA 51449
  • 400 Morningside Dr, Sac City, IA 50583
  • 21945 State Highway 175, Onawa, IA 51040
  • 101 E 1st St, Kingsley, IA 51028
  • 600 2nd St, Lohrville, IA 51453
  • 102 S Main St, Galva, IA 51020
  • 316 Garfield St, Rolfe, IA 50581
  • 609 N Clark St, Carroll, IA 51401

Are deposits at United Bank Of Iowa insured?

Yes. United Bank Of Iowa is an FDIC-insured bank (FDIC certificate #958). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Bank Of Iowa: frequently asked questions

Is United Bank Of Iowa a good bank?

United Bank Of Iowa earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.25%).

Is United Bank Of Iowa FDIC-insured?

Yes. United Bank Of Iowa is a FDIC-insured bank (FDIC certificate #958). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Bank Of Iowa?

United Bank Of Iowa holds $2.5 billion in total assets, ranking 170th of 226 banks we track in Iowa. It operates 38 branches.

Does United Bank Of Iowa have CFPB complaints?

No CFPB complaints against United Bank Of Iowa appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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