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Iowa State Bank

Des Moines, IA · Est. 1941 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Iowa State Bank is a bank based in Des Moines, Iowa, established in 1941, with $464 million in total assets across 5 branches. By Trust Grade it ranks 44th of 226 banks we track in Iowa. Its capital ratio of 14.7% is stronger than 88% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Iowa State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$464.3M
$100M–1B institution
Deposits
$378.6M
Branches
5
Capital ratio
14.7%
Top 12% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.4%
Top 35% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#44
of 226 banks

How Iowa State Bank compares to Iowa peers

Capital ratio
Top 12% of $100M–1B peers
Iowa State
14.7%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Iowa State
1.4%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Iowa State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.7% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Iowa State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 627 E Locust St, Des Moines, IA 50309
  • 3818 Hubbell Ave, Des Moines, IA 50317
  • 6410 Sw 9th St, Des Moines, IA 50315
  • 3601 Ep True Pkwy, West Des Moines, IA 50265
  • 2301 128th St, Urbandale, IA 50323

Are deposits at Iowa State Bank insured?

Yes. Iowa State Bank is an FDIC-insured bank (FDIC certificate #15808). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Iowa State Bank: frequently asked questions

Is Iowa State Bank a good bank?

Iowa State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.44%).

Is Iowa State Bank FDIC-insured?

Yes. Iowa State Bank is a FDIC-insured bank (FDIC certificate #15808). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Iowa State Bank?

Iowa State Bank holds $464 million in total assets, ranking 44th of 226 banks we track in Iowa. It operates 5 branches.

Does Iowa State Bank have CFPB complaints?

No CFPB complaints against Iowa State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

American Bank And Trust Company, National Association
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Waukon State Bank
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Nsb Bank
bank · Mason City, IA · $479M assets
Iowa State Bank
bank · Algona, IA · $480M assets
Rolling Hills Bank & Trust
bank · Atlantic, IA · $482M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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