Iowa Falls State Bank is a bank based in Iowa Falls, Iowa, established in 1933, with $204 million in total assets across 2 branches. By Trust Grade it ranks 36th of 226 banks we track in Iowa. Its capital ratio of 14.8% is stronger than 89% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Iowa Falls State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Iowa Falls State Bank compares to Iowa peers
How we graded Iowa Falls State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Strongly profitable (ROA 1.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Iowa Falls State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 116 Main St, Williams, IA 50271
- 601 Washington Ave, Iowa Falls, IA 50126
Are deposits at Iowa Falls State Bank insured?
Yes. Iowa Falls State Bank is an FDIC-insured bank (FDIC certificate #15311). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Iowa Falls State Bank: frequently asked questions
Is Iowa Falls State Bank a good bank?
Iowa Falls State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.19%).
Is Iowa Falls State Bank FDIC-insured?
Yes. Iowa Falls State Bank is a FDIC-insured bank (FDIC certificate #15311). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Iowa Falls State Bank?
Iowa Falls State Bank holds $204 million in total assets, ranking 36th of 226 banks we track in Iowa. It operates 2 branches.
Does Iowa Falls State Bank have CFPB complaints?
No CFPB complaints against Iowa Falls State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
