Farmers Trust & Savings Bank is a bank based in Williamsburg, Iowa, established in 1934, with $198 million in total assets across 2 branches. By Trust Grade it ranks 27th of 226 banks we track in Iowa. Its capital ratio of 21.9% is stronger than 97% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 2.70% return on assets. No consumer complaints against Farmers Trust & Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers Trust & Savings Bank compares to Iowa peers
How we graded Farmers Trust & Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.9% capital ratio)
- Strongly profitable (ROA 2.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers Trust & Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 505 Chatham St, Williamsburg, IA 52361
- 510 Elm St, Williamsburg, IA 52361
Are deposits at Farmers Trust & Savings Bank insured?
Yes. Farmers Trust & Savings Bank is an FDIC-insured bank (FDIC certificate #14392). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers Trust & Savings Bank: frequently asked questions
Is Farmers Trust & Savings Bank a good bank?
Farmers Trust & Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.9% capital ratio); Strongly profitable (ROA 2.70%).
Is Farmers Trust & Savings Bank FDIC-insured?
Yes. Farmers Trust & Savings Bank is a FDIC-insured bank (FDIC certificate #14392). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers Trust & Savings Bank?
Farmers Trust & Savings Bank holds $198 million in total assets, ranking 27th of 226 banks we track in Iowa. It operates 2 branches.
Does Farmers Trust & Savings Bank have CFPB complaints?
No CFPB complaints against Farmers Trust & Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
