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State Bank & Trust Co.

Nevada, IA · Est. 1939 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

State Bank & Trust Co. is a bank based in Nevada, Iowa, established in 1939, with $199 million in total assets across 1 branch. By Trust Grade it ranks 131st of 226 banks we track in Iowa. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.41% return on assets. No consumer complaints against State Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$198.8M
$100M–1B institution
Deposits
$174.6M
Branches
1
Capital ratio
9.6%
Bottom 41% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.4%
Top 37% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#131
of 226 banks

How State Bank & Trust Co. compares to Iowa peers

Capital ratio
Bottom 41% of $100M–1B peers
State Bank
9.6%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
State Bank
1.4%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded State Bank & Trust Co.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1025 6th St, Nevada, IA 50201

Are deposits at State Bank & Trust Co. insured?

Yes. State Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #15651). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank & Trust Co.: frequently asked questions

Is State Bank & Trust Co. a good bank?

State Bank & Trust Co. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.41%).

Is State Bank & Trust Co. FDIC-insured?

Yes. State Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #15651). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank & Trust Co.?

State Bank & Trust Co. holds $199 million in total assets, ranking 131st of 226 banks we track in Iowa. It operates 1 branch.

Does State Bank & Trust Co. have CFPB complaints?

No CFPB complaints against State Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Security Savings Bank
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Farmers Trust & Savings Bank
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Chelsea Savings Bank
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Citizens State Bank
bank · Sheldon, IA · $197M assets
Mount Vernon Bank And Trust Company
bank · Mount Vernon, IA · $196M assets
Iowa Falls State Bank
bank · Iowa Falls, IA · $204M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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