Luana Savings Bank is a bank based in Luana, Iowa, established in 1908, with $2.2 billion in total assets across 6 branches. By Trust Grade it ranks 135th of 226 banks we track in Iowa. Its capital ratio of 9.5% trails most similarly sized banks (34th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Luana Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Luana Savings Bank compares to Iowa peers
How we graded Luana Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Luana Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 100 Harvest Dr, Luana, IA 52156
- 22 W Main St, New Hampton, IA 50659
- 123 E Main St, Ossian, IA 52161
- 855 West Bridge Road, Polk City, IA 50226
- 16390 Holcomb Ct, Clive, IA 50325
- 9321 Marketplace Dr, Norwalk, IA 50211
Are deposits at Luana Savings Bank insured?
Yes. Luana Savings Bank is an FDIC-insured bank (FDIC certificate #253). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Luana Savings Bank: frequently asked questions
Is Luana Savings Bank a good bank?
Luana Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.98%).
Is Luana Savings Bank FDIC-insured?
Yes. Luana Savings Bank is a FDIC-insured bank (FDIC certificate #253). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Luana Savings Bank?
Luana Savings Bank holds $2.2 billion in total assets, ranking 135th of 226 banks we track in Iowa. It operates 6 branches.
Does Luana Savings Bank have CFPB complaints?
No CFPB complaints against Luana Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
