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Pinnacle Bank

Marshalltown, IA · Est. 1927 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pinnacle Bank is a bank based in Marshalltown, Iowa, established in 1927, with $313 million in total assets across 1 branch. By Trust Grade it ranks 67th of 226 banks we track in Iowa. Its capital ratio of 12.8% is stronger than 79% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Pinnacle Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$313.3M
$100M–1B institution
Deposits
$269.0M
Branches
1
Capital ratio
12.8%
Top 21% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.6%
Top 26% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#67
of 226 banks

How Pinnacle Bank compares to Iowa peers

Capital ratio
Top 21% of $100M–1B peers
Pinnacle Bank
12.8%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Pinnacle Bank
1.6%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Pinnacle Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.8% capital ratio)
  • Strongly profitable (ROA 1.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pinnacle Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2206 S Center St, Marshalltown, IA 50158

Are deposits at Pinnacle Bank insured?

Yes. Pinnacle Bank is an FDIC-insured bank (FDIC certificate #252). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pinnacle Bank: frequently asked questions

Is Pinnacle Bank a good bank?

Pinnacle Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.63%).

Is Pinnacle Bank FDIC-insured?

Yes. Pinnacle Bank is a FDIC-insured bank (FDIC certificate #252). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pinnacle Bank?

Pinnacle Bank holds $313 million in total assets, ranking 67th of 226 banks we track in Iowa. It operates 1 branch.

Does Pinnacle Bank have CFPB complaints?

No CFPB complaints against Pinnacle Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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