Mid-America Bank is a bank based in Baldwin City, Kansas, established in 1900, with $567 million in total assets across 7 branches. By Trust Grade it ranks 88th of 186 banks we track in Kansas. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Mid-America Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mid-America Bank compares to Kansas peers
How we graded Mid-America Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mid-America Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 802 Ames St, Baldwin City, KS 66006
- 1008 Poplar St, Wellsville, KS 66092
- 4114 W 6th St, Lawrence, KS 66049
- 18365 S Gardner Rd, Gardner, KS 66030
- 402 Main St, Palco, KS 67657
- 1435 Church St, Eudora, KS 66025
- 501 Home Ave, Norton, KS 67654
Are deposits at Mid-America Bank insured?
Yes. Mid-America Bank is an FDIC-insured bank (FDIC certificate #17374). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mid-America Bank: frequently asked questions
Is Mid-America Bank a good bank?
Mid-America Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.61%).
Is Mid-America Bank FDIC-insured?
Yes. Mid-America Bank is a FDIC-insured bank (FDIC certificate #17374). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mid-America Bank?
Mid-America Bank holds $567 million in total assets, ranking 88th of 186 banks we track in Kansas. It operates 7 branches.
Does Mid-America Bank have CFPB complaints?
No CFPB complaints against Mid-America Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
